

Did you know that you can buy Flood Insurance? Most homeowners don't realize that flooding is not covered under your homeowner's insurance policy, unless you were able to specifically get a rider for flooding. Otherwise, Flood Insurance is a Federal insurance program. If you are in a designated flood zone, chances are your mortgage required you to have flood insurance. But if you are not in a flood hazard area, you can still get coverage under what is called the Preferred Risk Policy. Check out the links off of the National Flood Insurance Progam's website.
Federal Emergency Management Agency (FEMA) Flood Insurance Rate Map (FIRM)
for the Town of West Greenwich is dated effective 1986. Below is a pdf version for the panels of this map. This same data has recently been digitized and superimposed over aerial imagery under an effort called "Map Modernization," however it is still in draft form.
**Official West Greenwich Flood Map (FIRM)**(4 pages total with Index Sheet, panel 04 not printed because entire area is Zone C)
Click here for National Flood Insurance Program "Answers to Questions about the NFIP" by FEMA
Below are the PRELIMINARY digitized maps, still in draft. DISCLAIMER: These draft maps CAN NOT be used for any determinations, and CAN NOT be distributed or published without the consent of FEMA. I have posted them here for public notice and viewing purposes only.
| Preliminary Draft Maps | Index | See Disclaimer Above | Draft Panel 0111 | Draft Panel 0112 | Draft Panel 0116 | |
| *No special flood hazard area | Draft Panel 0070 | Draft Panel 0090 | Draft Panel 0095 | Draft Panel 0113 | Draft Panel 0114* | Draft Panel 0118 |
| Not Official Maps | Draft Panel 0185 | Draft Panel 0205 | Draft Panel 0210 | Draft Panel 0230 | Draft Panel 0231 | |
**Read this Factsheet on the moderinized Flood Maps and Flood Insurance, "Saving on Flood Insurance: Information about the NFIP's Grandfathering Rule"**